What is SR-22 in Nashville, TN
An SR-22 is a document issued directly from your insurance company to the state of Tennessee. It certifies you have the state-required liability car insurance from that company, and the company is financially responsible if you're at fault in an accident, up to your policy coverage limits. As such, an SR-22 is sometimes referred to as a certificate of future financial responsibility.
These documents are required for Tennessee drivers who have been designated as high-risk, typically after their licenses have been suspended.
How long do I need an SR-22 in Tennessee?
A SR-22 can be required for a total of 5 years from your date of suspension. If the SR-22 is filed for a total of 3 years (36 months) within the 5-year period, the SR-22 may be cancelled provided it is not required on any other suspension.