Green Cars to Get Sound Requirements: Insuring Your Green Car

Over the course of the past 10 years, the move towards more environmentally friendly products has really become mainstream. Pretty much any store you walk in today will provide you with a variety of options for keeping a healthy non-toxic lifestyle. That can mean anything from buying clothes made from organic cotton or making sure your products don’t contain any harmful chemicals. The auto industry has not been lagging with their developments and now even luxury vehicles have more environmentally friendly features.

One thing that has concerned people though is how quiet green cars are. Normally, this isn’t a problem but green cars are so quiet they can practically sneak up on you. Because of this, The National Highway Traffic Safety Administration (NHTSA) reported that safety regulators want sounds sound requirement in cars traveling below 18 mph. By adding some kind of sound, it will act as a warning especially for pedestrians, cyclists, and the visually impaired. If they are alerted to the presence of the car, accidents can be prevented. The sounds must be heard above your standard street noise. This would have to be a feature that would be manufactured into the car but would likely not have an effect on its efficiency.

In addition to giving you that warm fuzzy feeling for helping out the planet, you might also discover your insurance premiums make you feel good too. Insurance companies find that green cars also make safe cars, which allow them to offer lower premiums to those trying to do their part.

What Makes a Green Car Different?

Normal cars run on gas and we all realize how much that has gone up over the course of the past few years. In addition to being expensive, gas also releases harmful chemicals that find their way into our air and eventually into the ozone layer. Some believe that eventually, these types of carbon emissions will erode our ozone layer, which protects us from the sun. Los Angeles has smog alerts from the amount of gas that is put into the air from all the cars.

So, the appeal of the green car has risen. The way America is built, it can be hard in many places to get around without a car so innovators began to look at ways to fill this need while also remaining conscious of our daily effect on the planet. Green cars can run either on electricity or a combination of electricity and hydrogen-based fuel. Both of these fuel options cost less than your average gas guzzler and help reduce your carbon footprint. The main goal is reducing pollution and cars are constantly being redesigned as our technology improves.

Benefits of Driving a Green Car

The first and most obvious benefit you will notice once you purchase a green car is how little you spend at the gas pump. Where you may have spent a good chunk of change every paycheck on putting gas in your car, you now might just have to plug your car up before you go to bed. You also have the peace of mind that you are reducing your carbon footprint and not contributing to the growing pollution problem being experience by all. Another advantage of driving a green car is that since they are designed to be as efficient as possible, this often means less maintenance than your average car.

Everyone has gone into a body shop for a broken tail light and come out with a $1,500 bill because of something that’s wrong under the hood. That can be frustrating and if you have a high deductible and no emergency savings, can be just enough to put you under water. A green car is going to require an upfront investment on your part because they often aren’t the cheapest cars on the market but you are paying for quality. You may get a tax break to help make up for the price of the car as well. And your insurance premium could be much lower as well.

Insuring a Green Car

Even before you start factoring in any kind of safe driver discounts you may receive, your green car is probably going to save you up to 10% in insurance costs. This isn’t a standard practice though and you will need to check with various insurance companies to see who provides the greatest reward. But overall, buying a green car will reduce your insurance premiums for several reasons. Because green cars are often newer, they will contain some of the latest safety technology and insurance companies like people that drive safe cars.

The incorporation of features like air bags, ABS systems, reverse cameras and traction control make driving a much safe experience, which means its less likely you will experience a collision. Another reason you might have lower premiums is because thieves just don’t like your car. Don’t take it too personal though. They normally aren’t basing their thievery on the good of the planet. But because your car is at a much lower risk to be stolen, your insurance company can count on not having to pay out a stolen vehicle claim to you. Finally, eco-friendly drivers are pretty easy to pinpoint and generally have stable incomes and a decent credit rating. No matter what kind of car you drive, those factos are going to help determine your insurance. So while it’s likely that if you purchase a green car, your insurance rates are already reasonable, it never hurts to save a penny here and there.

If you are thinking about buying a green vehicle, be sure to do your research and check reviews. You need to find a car that will suit your needs while still maintaining the green ethos. Once you make your decision, contact your insurance company to see what they can offer you but don’t forget to shop around. Some insurance companies may value sustainability over others and offer the comparable discounts.

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